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AI Underwriting Automation in Property & Casualty Insurance

12 real-world Underwriting Automation implementations in Property & Casualty insurance. Case studies with ROI data and vendor comparisons.

12
Case Studies
1
Vendors

Case Studies

I
Intact Financial Corporation
Intact Insurance generates $150M annually using AI to quote 20% more specialty lines business
Property & CasualtyUnderwriting AutomationPredictive ML
U
Unnamed Large P&C Insurer
Large P&C insurer achieves 99% accuracy in remote property assessment using AI and aerial imagery
Property & CasualtyUnderwriting AutomationComputer Vision
Favicon of Hyperscience
ONE Insurance
ONE Insurance automates application processing with Intelligent Document Processing to scale European growth
Property & CasualtyUnderwriting AutomationNLP
L
Lemonade
Lemonade processes 55%+ of claims with no human adjuster, cuts LAE ratio to 7% through AI automation
Property & CasualtyUnderwriting AutomationGenerative AI
Z
Zurich Insurance Group
Zurich Insurance Group accelerates underwriting and deploys 200+ AI tools with Azure OpenAI Service
Property & CasualtyUnderwriting AutomationGenerative AI
A
AXA
AXA deploys RAG and agentic AI across underwriting and claims, cutting research time 70%
Property & CasualtyUnderwriting AutomationGenerative AI
A
Aviva
Aviva halves medical underwriting review time and saves £100M in claims using Machine Learning and AI
Property & CasualtyUnderwriting AutomationPredictive ML
J
Jupiter Intelligence
Jupiter Intelligence enables natural language access to 400 trillion climate data points, winning 2025 AI Excellence Award
Property & CasualtyUnderwriting AutomationNLP
A
AXA
AXA increases large traffic accident prediction accuracy from 40% to 78% using deep neural networks
Property & CasualtyUnderwriting AutomationPredictive ML
L
Lemonade
Lemonade improves insurance loss ratio by 12 points with homegrown AI suite
Property & CasualtyUnderwriting AutomationPredictive ML
A
Aviva
Aviva cuts underwriter review time by 50% with AI summarisation tool for critical illness cover
Property & CasualtyUnderwriting AutomationGenerative AI
A
Aviva
Aviva halves critical illness underwriting review times with generative AI medical report summarisation
Property & CasualtyUnderwriting AutomationGenerative AI

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All AI in Property & CasualtyAll Industries