CSAA Insurance Group

CSAA Insurance Group relied on manual property inspections to assess roof condition for underwriting decisions. This process was slow, expensive, and could not scale across their large book of homeowners policies, leading to inaccurate risk pricing.

CSAA partnered with Cape Analytics to use computer vision on satellite and aerial imagery. Cape's Roof Condition Rating instantly assesses roof quality by detecting missing shingles, tarps, and discoloration across a database of over 70 million U.S. residential buildings.

CSAA reduced unnecessary inspections of high-quality roofs and provided more accurate policy pricing at both renewal and new business. The AI-driven approach replaced slow manual inspections with instant, data-driven underwriting decisions at the point of quote.